中国银行招聘考试历年真题汇编（一）
英语
Part 1
1. Medical research has shown that the widespread use of cigarettes contributes ______the increase of cancers.
A. towards
B. for
C. with
D. to
2. While people may refer to television for up-to-the-minute news, it is unlikely that television ______tthe newspaper completely.
A. replaced
B. have replaced
C. replace
D. will replace
3. The manager promised to keep me ______of how out business was going on.
A. to be informed
B. on informing
C. informed
D. informing
4. The newspaper didn't mention the of the ______damage caused by the fire.
A. range
B. level
C. extent
D. quantity
5. Some people would like to do shopping on Sundays since they expect to pick up wonderful ______in the market.
A. barrels
B. batteries
C. baskets
D. bargains
6. I walked too much yesterday and ______are sill aching now.
A. my leg's muscles
B. my muscles of leg
C. my leg muscles
D. my muscles of the leg
7. Radio, television and press ______of conveying news as information.
A. are the most three common means
B. are the most three common means
C. are the three most common means
D. are three the most common means
8. There were some ______flowers on the table.
A. artificial
B. unnatural
C. false
D. unreal
9. It is quite necessary for a qualified teacher to have good manners and______ knowledge.
A. extensive
B. expansive
C. intensive
D. expensive
10. In Britain, the best season of the year is probably______ spring.
A. later
B. last
C. latter
D. late
11. In the advanced course students must take performance tests at monthly ______.
A. gaps
B. intervals
C. length
D. distance
12. It is reported that ______adopted children want to know who their natural parents are.
A. the most
B. most of
C. most
D. the most of
13. Despite the wonderful acting and well-developed plot the _____movie could not hold our attention.
A. three-hours
B. three-hour
C. three-hours'
D. three-hour's
14. Americans eat______ as they actually need every day.
A. twice as much protein
B. protein twice as much
C. twice protein as much
D. protein as twice much
15. I couldn't find______ ,and so I took this one.
A. a large enough coat
B. an enough large coat
C. a large coat enough
D. a coat enough large
16. These goods are_____ for export, though a few of them may be sold on the home market.
A. essentially
B. completely
17. The rain was heavy and ______the land was flooded.
C. necessarily
D. remarkably
A. consequently
B. continuously
C. constantly
D. consistently
18. The organization had broken no rules, but______ had it acted responsibly.
A. neither
B. so
C. either
D. both
19. The ability to store knowledge makes computers different from every other machine ______invented.
A. ever
B. thus
C. yet
D. as
20. Helen was much kinder to her younger child than she was to the others,______，of course, made the others j ealous.
A. with
B. that
C. what
D. which
21. As ______announced in today's papers, the Shanghai Export Commodities Fair is also open on Sundays.
A. being
B. is
C. to be
D. been
22. The residents, ______had been damaged by the flood, were given help by the Red Cross.
A. all their homes
B. all whose homes
C. all of whose homes
D. all of their homes
23. Every man in this country has the right to live where he wants to______ the color of his skin.
A. with the exception of
B. in the light of
C. by virtue of
D. regardless of
24. The new appointment of our president ______from the very beginning of next semester.
A. takes effect
B. takes part
C. takes place
D. takes turns
25. The room is in terrible mess; it _____cleaned.
A. can't have been
B. shouldn't have been
C. mustn't have been
D. wouldn't have been
26. Great as Newton was, many of his ideas _____today and are being modified by the work of scientists of our time.
A. are to challenge
B. may be challenged
C. have been challenged
D. are challenging
27. It seems oil______ from this pipe for some time.We'll have to take the machine apart to put it right.
A. had leaked
B. is leaking
C. leaked
D. has been leaking
28. A dream of the Red Chamber is said______ into dozens of languages in the last decade.
A. to have been translated
B. to be translated
C. to translate
D. to have translated
29. Look at the terrible situation I______ am in! If only I your advice.
A. follow
B. had followed
C. would follow
D. have followed
30. We informed him by ______telegram that we would arrive early in the morning.
A. a
B. the
C. /
D. one
31. She told me what it meant at great length but I'm afraid I'm ______the wiser.
A. neither
B. none
C. all
D. either
32. The film is very humorous, but______ can be enjoyed unless you understand American culture.
A. nothing
B. something
C. everything
D. anything
33. Although she hesitated for a moment about the job, she finally accepted it______ the benefit of it.
A. considered
B. considering
C. to consider
D. have considered
34. If ______,the politician promised to do all he could to promote public welfare.
A. elected
B. having been elected
C. was elected
D. to be elected
35. —Have you moved into the new house?
—Not yet, the rooms______ .
A. had painted
B. are painted
C. are being painted
D. are painting
36. At the foot of the hill, you could hear nothing but the______ of the running water.
A. noise
B. sound
C. voice
D. roar
37. China is the birth of kites, ______kite flying spread to Japan, Korea, Thailand and India.
A. from which
B. where
C. from where
D. that
38. You ______smoke while you' re walking around in the wood.You______ start a fire.
A. might not; can
B. mustn't; shall
C. mustn't; could
D. might not; should
39. ______no need for us to make a fuss about some minor defects in the work.
A. It has
B. There is
C. It is
D. There has
40. After the new technique was introduced, the factory produced cars_____ in 2012 _____the year before.
A. twice as many; as
B. twice as more; as
C. twice the number of; than
D. twice many; as
41. Was it not until you began to work ______how much time you had wasted?
A. did you realize
B. have you realized
C. that you realized
D. what you realized
42. When Harry first started in university, he really felt______ with his maj or-philology.
A. at will
B. at worst
C. at sea
D. at work
43. —I wonder ______Jason changed his mind to take part in the movement.
—After he listened to the speech by Mr.King.
A. when that was
B. when was is that
C. when it was that
D. when was that it
44. —My family usually goes skating for vacation.I like skating, but I want to try something different this year.
—______
A. What a pity!
B. Like what?
C. What for?
D. How come?
45. —Joan told me she had already passed the A-level exam.
— ______.
A. Congratulations
B. Certainly
C. Good news
D. With pleasure
46. If global warming goes on like this, Maldives in the Indian Ocean in the century to come.
A. disappears
B. disappeared
C. has disappeared
D. is going to disappear
47. The school has made it a rule that no student shall take an illegal vehicle ______a school bus.
A. other than
B. rather than
C. or rather
D. or else
48. When his uncle returned from Hong Kong, the boy asked______ what present he would get.
A. curiously
B. fluently
C. properly
D. consciously
49. It is reported in today's newspaper that whoever helps to catch the robber will be offered an ______of $10,000.
A. award
B. reward
C. allowance
D. prize
50. —You didn't attend the party last night?
—No, I______ ,for the party was put off for some reason.
A. couldn't have
B. needn't have
C. didn't need to
D. don't have to
Part 2
A
When women sit together to watch a movie on TV, they usually talk simultaneously about a variety of subj ects, including children, men, careers and what's happening in their lives.When groups of men and women watch a movie together, the men usually end up with telling the women to shut up.Men can either talk or watch the screen—they can't do both—and they don't think that women can.But women consider that the point of all getting together is to have a good time and develop relationships—not j ust to sit there like couch potatoes staring at the screen.
During the ad breaks, a man often asks a woman to explain the plot and tell him where the relationship between the characters is going.He is unable, unlike women, to read the subtle body language signals that reveal how the characters are feeling emotionally.Since women originally spent their says with the other women and children in the group, they developed the ability to communicate successfully in order to maintain relationships.For a woman, speech continues to have such a clear purpose:to build relationships and make friends.For men, to talk is to relate the facts.
Men see the telephone as a communication tool for sending facts and information to other people, but a woman sees it as a means of bonding.A woman can spend two weeks on vacation with her girlfriend and when she returns home, telephone the same girlfriend and talk for another two hours.
There is no convincing evidence that social conditioning, the fact that girls' mothers talked to them more, is the reason why girls talk more than boys.Psychiatrist Dr.Michael Lewis, author of Social Behavior and Language Acquisition, conducted experiments that found mothers talked to and looked at, baby girls more often than baby boys.Scientific evidence shows parents hold the brain bias of their children.Since a girl's brain is better organized to send and receive speech, we therefore talk to them more.Consequently, mothers who try to talk to their sons are usually pointed to receive only short grunts in reply. 51.While watching TV with others, women usually talk a lot because they .
A. are afraid of awkward silence with their families and friends
B. think they can have a good time and develop relationships
C. can both talk and watch the screen at the same time
D. have to explain the plot and body language signals to their husbands
52. What does the author want to tell us most?
A. Women's brains are better organized for language and communication.
B. Women love to talk because they are more sociable than men.
C. Men do not like talking because they rely more on facts.
D. Social conditioning is not the reason why women love talking.
53. Which of the following would be the best title for the passage?
A. Women Are Socially Trained to Talk.
B. Talking Maintains Relationships.
C. Women Love to Talk.
D. Men Talk Differently From Women.
B
So long as teachers fail to distinguish between teaching and learning, they will continue to undertake to do for children that which only children can do for themselves.Teaching children to read is not passing reading on to them.It is certainly not endless hours spent in activities about reading.Douglas insists that“reading cannot be taught directly and schools should stop trying to do the impossible”.
Teaching and learning are two entirely different processes.They differ in kind and function.The function of teaching is to create the conditions and the climate that will make it possible for children to devise the most efficient system for teaching themselves to read. Teaching is also a public activity, it can be seen and observed.
Learning to read involves all that each individual does to make sense of the world of printed language.Almost all of it is private, for learning is an occupation of the mind, that process is not open to public scrutiny.
If teacher and learner roles are not interchangeable, what then can be done through teaching that will aid a child in the quest for knowledge? Smith has one principal rule for all teaching instructions.“Make learning to read easy, which means making reading a meaningful, enjoyable and frequent experience for children.”
When the roles of teacher and learner are seen for what they are, and when both fulfil them appropriately, then much of the pressure and feeling of failure for both is eliminated. Learning to read is made easier when teachers create an environment where children are given the opportunity to solve the problem of learning to read by reading.
54. The teaching of reading will be successful if ______.
A. teachers can improve conditions at school for students
B. teachers can enable students to develop their own way of reading
C. teachers can devise the most efficient system for reading
D. teachers can make their teaching activities observable
55. The underlined word“scrutiny”most probably means“______ ”.
A. inquiry
B. observation
C. control
D. suspicion
56. According to the passage, learning to read will no longer be a difficult task when______ .
A. children become highly motivated
B. teacher and learner roles are interchangeable
C. teaching helps children in the search for knowledge
D. reading enriches children's experience
57. The main idea of the passage is that______ .
A. teachers should do as little as possible in helping students learn to read
B. teachers should encourage students to read as widely as possible
C. reading ability is something acquired rather than taught
D. reading is more complicated than generally believed
C
In modern society there is a great deal of argument about competition.Some value it highly, believing that it is responsible for social progress and prosperity.Others say that competition is bad, that it sets one person against another and that it leads to unfriendly relationship between people.
I have taught many children who held the belief that their self-worth relied on how well they performed at tennis and other skills.For them, playing well and winning are often lifeand-death affair.In their single-minded pursuit of success, the development of many other human qualities is sadly forgotten.
However while some seem to be lost in the desire to succeed, others take an opposite attitude.In a culture which values only the winner and pays no attention to the ordinary players, they strongly blame competition.Among the most vocal are youngsters who have suffered under competitive pressures from their parents or society.Teaching these young people, I often observe in them a desire to fail.They seem to seek failure by not trying to win or achieve success.By not trying, they always have an excuse:“I may have lost, but it doesn't matter because I really didn't try.”What is not usually admitted by themselves is the belief that if they had really tried and lest, that would mean a lot.Such a loss would be a measure of their worth.
Clearly, this belief is the same as that of the true competitors who try to prove themselves.Both are based on the mistaken belief that one's self-respect relies on how well one performs in comparison with others.Both are afraid of not being valued.Only as this basic and often troublesome fear begins to dissolve can we discover a new meaning in competition. 58.What does the passage mainly talk about?
A. Competition helps to set up self-respect.
B. Opinions about competition are different among people.
C. Competition is harmful to personal quality development.
D. Failures are necessary experiences in competition.
59. What is the similar belief of the true competitors and those with a“desire to fail”?
A. One's worth lies in his performance compared with others' .
B. One's success in competition needs great efforts.
C. One's achievement is determined by his particular skills.
D. One's success is based on how hard he has tried.
60. Which point of view may the author agree to?
A. Every effort should be paid back.
B. Competition should be encouraged.
C. Winning should be a life-and-death matter.
D. Fear of failure should be removed in competition.
D
Societies all over the world name places in similar ways.Quite often there is no official naming ceremony but places tend to be called names as points of reference by people.Then an organized body steps in and gives the place a name.Frequently it happens that a place has two names:one is named by the people and the other by the government.As in many areas, old habits died hard, and the place continues to be called by its unofficial name long after the meaning is lost.
Many roads and places in Singapore are named in order that the pioneers will be remembered by future generations.Thus we have names such as Stamford Road and Raffles Place. This is in keeping with traditions in many countries—in both the West and the East.
Another way of naming places is naming them after other places.Perhaps they were named to promote friendships between the two places or it could be that the people who used to live there were originally from the places that the roads were named after.The mystery is clearer when we see some of the roads named in former British bases.If you step into Selector Airbase you will see Piccadilly Circus—obviously named by some homesick Royal Air Force personnel.
Some places were named after the activities that used to go on at those places.Bras Basah Road is an interesting example, “Base Basah”means“wet rice”in Malay.Now why would anyone want to name a road“Wet Rice Road”? The reason is simple.During the pioneering days, wet rice was laid out to dry along this road.
A few roads in Singapore are named by their shapes.There is“Circular Road”for one.Other roads may have part of their names to describe their shapes, like“Paya Lebar Crescent”.This road is called a crescent because it begins on the main road, makes a crescent and comes back to join the main road again. 61.Which of the following statements is true according to the first paragraph?
A. Many places tend to have more than one name.
B. A ceremony will be held when a place is named.
C. The government is usually the first to name a place.
D. People prefer the place names given by the government.
62. What does the underlined phrase“die hard”in Paragraph 1 probably mean?
A. Change suddenly.
B. Change significantly.
C. Disappear mysteriously.
D. Disappear very slowly.
63. Which of the following places is named after a person?
A. Circular Road.
B. Stamford Road.
C. Selector Airbase.
D. Piccadilly circus.
64. According to the passage, Bras Basah Road is named ______.
A. by its shape
B. after a place
C. after an activity
D. after its geographical position
65. What can be inferred from the passage?
A. Some place names in Singapore are the same as in Britain.
B. Some places in Singapore are named for military purposes.
C. The way Singaporeans name their places is unique.
D. Young Singaporeans have forgotten the pioneers.
E
Cats are often considered to be more aloof than dogs, but cats really can understand their owners' voices, a study has claimed.Japanese researchers have found that cats can distinguish their owners' voices from those of other people—implying that they do pay attention when spoken to.The study, from the University of Tokyo, examined felines in their home environment.It involved recordings of strangers, as well as of the cats' owners, but that cats could not see who was speaking to them.The researchers found that cats responded to voices by moving their heads and/or ears nearer the person who was speaking to them. Or, when the cats detected a familiar voice, they also had dilated pupils, which can signal emotions such as excitement, Discovery News reported.These reactions were more likely to occur when the cats heard their owners, voices or when they became increasingly familiar with strangers' voices.
Study co-author Atsuko Saito explained that dogs have evolved, and are bred“to follow their owners' orders”but cats have not been.So sometimes cats appear aloof, but they have special relationships with their owners.She added that cats have evolved not to show their emotions in order to survive.One example is illness, which they tend to hide because“in the wild, no one can rescue them and predators pay attention to such weak individual,”she said.
The researchers added that after 10,000 years of living with humans, domestic cats have the ability to communicate with us, and, generally speaking, we seem to understand them.The study, which will be published in the July issue of Animal Cognition, comes just weeks after an expert in animal behavior claimed we will one day be able to talk to animals using mobile phone-sized gadgets.Professor Con Slobodchikoff, of Northern Arizona University, is developing technology that interprets the calls of the prairie dog and says the technology could eventually be used to interpret other animals.He also believes the technology could one day be fine-tuned to enable humans to talk back to animals and engage in conversation.
66. Which of the following statements is the reason why cats appear to be aloof?
A. Cats don't like playing with humans.
B. Cats are not smart enough to follow orders.
C. Cats cannot hear their owners' voices.
D. Cats have evolved to hide their emotions to protect themselves.
67. Cats respond to their owners' voices by______ .
A. wagging tails
B. growling
C. moving heads or ears
D. running
68. The underlined word“felines”in paragraph 1 probably means______ .
A. pets
B. wild animals
C. cats
D. animals of the dog family
69. According to the passage, which of the following statements is TRUE?
A. People like dogs more than cats.
B. Researchers believe that cats have special relationships with their owners.
C. There is no difference between dogs and cats.
D. Technology could enable humans to talk with cats or dogs directly in the future.
70. What would be the best title for the passage?
A. New Knowledge About Cats.
B. Lovely Cats.
C. Cats Are Aloof.
D. How to Communicate With a Cat.
F
There are various ways in which individual economic units can interact with one another.Three basic ways may be described as the market system, the administered system, and the traditional system.
In a market system individual economic units are free to interact among each other in the marketplace.It is possible to buy commodities from other economic units or sell commodities to them.In a market, transactions may take place via barter or money exchange.In a barter economy, real goods such as automobiles, shoes and pizzas are traded against each other.Obviously, finding somebody who wants to trade my old car in exchange for a sailboat may not always be an easy task.Hence, the introduction of money as a medium of exchange eases transactions considerably.In the modern market economy, goods and services are bought or sold for money.
An alternative for the market system is administrative control by some agency over all transactions.This agency will issue edicts or commands as to how much of each good and service should be produced, exchanged, and consumed by each economic unit.Central planning may be one way of administering such an economy.The central plan, drawn up by the government, shows the amounts of each commodity produced by the various firms and allocated to different households for consumption.This is an example of complete planning of production, consumption, and exchange for the whole economy.
In a traditional society, production and consumption patterns are governed by tradition;every person's place within the economic system is fixed by parentage, religion, and custom. Transactions take place on the basis of tradition, too.People belonging to a certain group or caste（阶级）may have an obligation to care for other persons, provide them with food and shelter, care for their health, and provide for their education.Clearly, in a system where every decision is made on the basis of tradition alone, progress may be difficult to achieve.A stagnant society may result.
71. Compared with a traditional system, a market system is more ______.
A. unchangeable
B. flexible
C. restricted
D. old-fashioned
72. According to the second paragraph, the introduction of money as a medium of exchange may lead to ______.
A. inflation
B. inconvenience for the traders
C. rapid speed of transactions
D. deflation
73. We can infer from Paragraph 3 that the greatest degree of control in the administered system belongs to______ .
A. the government
B. state-owned enterprises
C. private sectors
D. foreign enterprises
74. Which of the following is not mentioned as a factor that affects a person's place in a traditional economic system?
A. gender
B. religion
C. parentage
D. custom
75. The author wrote this passage in order to______ .
A. illustrate how economy systems operate
B. compare barter system with money-exchange system
C. argue about the disadvantage of traditional economic system
D. outline the three basic types of economic systems
G
It is estimated that in Tokyo 70% of single working women choose to live with their parents and only 50% of them pay some rent.After graduating from college, these women came back to their nest and never left.With their mothers taking care of them, these young ladies are not in a hurry to get married, since they don't do housework or laundry, or cook.
Happily unmarried, these called“parasite single”, who have become the focus of the Japanese society, interpret marriage as lower standard of living and less money.“The problem is that Japan is very different from the United States or Europe, where after marriage it's still possible for a woman to pursue a career, even after having a baby.While in Japan usually the husband doesn't want the wife to work,”says Mariko Kawana, who is 27 years old and works as a secretary.Her opinion is agreed by Miki Takasu, who carries a $2,900 Bubbery purse, and drives a BMW.“If a woman realizes there is something she wants to do after having been married, it is almost unlikely for her to come back to it.”
This is the first significant group of Japanese women to stay single beyond their early twenties.Their lifestyle and opinions define a kind of Tokyo yuppie.In the past 15 years, the number of women who are single into their late twenties has risen to 50%.
They are crazy about shopping, and they spend most of their salaries on luxury and leisure.According to a nationwide survey, in 2003 they surprisingly covered 15% share in the total outbound leisure travel market from Japan, so they are targeted by travel agencies as“the office ladies”.In 2002, a shopping tour which concentrated only on shopping in Milan attracted 700 Japanese single ladies in two months, featured none of Italy's famous tourist attractions.The participants didn't even try famous Italian food, but grabbed snacks on the run to the outlet shops.
Girls like Miki, who are less affected by Japan's economic downturn, can afford this lifestyle because they live with their parents and they have jobs, and most of their incomes are disposable.
Opinions on these young women vary.Some people think that they are good for the economy because they spend their incomes on cars and clothes, while a large number of people think they are destroying society by refusing to get married and have children.
76. These single working women are reluctant to leave home because______ .
A. they couldn't live independently
B. they couldn't find a job
C. life at home is comfortable
D. they are faced with a variety of offers
77. According to the passage, what is Not mentioned as the reason for these single women's unwillingness to get married?
A. Marriage means lower living standards.
B. They will have less money to spend on buying what they want.
C. They will have babies.
D. They are unlikely to go back to work after marriage.
78. The office ladies become the target of travel agencies for______ .
A. they tend to spend a lot of money on leisure
B. they have much free time
C. they like doing shopping
D. they are easy to be satisfied
79. Why did they only eat snacks in spite of famous Italian food?
A. Because they can't afford it after spending so much money on clothing.
B. Because they are not interested in food.
C. Because they are not used to Italian food.
D. Because they have no time to eat in restaurants.
80. What can we infer from the passage?
A. The salaries of the office ladies are high enough to meet all their needs.
B. These office ladies often run out of money at the end of each month.
C. Most of the office ladies are irresponsible.
D. These office ladies can be regarded as a social problem to some degree.
H
I was blind, but I was ashamed of it if it was known.I refused to use a white stick and hated asking for help.After all, I was a teenager girl, and I couldn't bear people to look at me and think I was not like them.I must have been a terrible danger on the roads, coming across me wandering through the traffic, motorists probably would have to step rapidly on their brakes.Apart from that, there were all sorts of disasters that used to occur on the way to and from work.
One evening, I got off the bus about halfway home where I had to change buses, and as usual I ran into something.“I'm awfully sorry,”I said and stepped forward only to run into it again.When it happened a third time, I realized I had been apologizing to a lamppost.This was j ust one of the stupid things that constantly happened to me.So I carried on and found the bus stop, which was a request stop, where the bus wouldn't stop unless passengers wan ted to get on or off.No one else was there and I had to try to guess if the bus had arrived.
Generally in this situation, because I hated showing I was blind by asking for help, I tried to guess at the sound.Sometimes I would stop a big lorry and stand there feeling stupid as it drew away.In the end, I usually managed to swallow my pride and ask someone at the stop for help.
But on this particular evening no one joined me at the stop; It seemed that everyone had suddenly decided not to travel by bus.Of course I heard plenty of buses pass, or I thought I did.But because I had given up stopping them for fear of making a fool of myself, I let them all go by.I stood there alone for half an hour without stopping one.Then I gave up.I decided to walk on to the next stop.
81. The girl refused to ask for help because she thought______ .
A. she might be recognized
B. asking for help looked silly
C. she was normal and independent
D. being found blind was embarrassing
82. After the girl got off the bus that evening, she______ .
A. began to run
B. hit a person as usual
C. hit a lamppost by accident
D. was caught by something
83. At the request stop that evening, the girl______ .
A. stopped a big lorry
B. stopped the wrong bus
C. made no attempt to stop the bus
D. was not noticed by other people
84. What was the problem with guessing at the sound to stop a bus?
A. Other vehicles also stopped there.
B. It was unreliable for making j udgments.
C. More lorries than buses responded to the girl.
D. It took too much time for the girl to catch the bus.
85. Finally the girl decided to walk to the next stop, hoping ______.
A. to find people there
B. to find more buses there
C. to find the bus by herself there
D. to find people more helpful there
I
Nowadays, Korea is influenced by American culture.If you visit Seoul（首尔）, you will see a lot of fast food stores in each avenue, places such as KFC, McDonald's, and Burger King.
You will also be surprised to see many western style clothes which are different from our traditional clothes such as the Han Bouk.When you go around department stores, you can see many young students waiting in line to buy famous brands such as 96 New York jeans, Guess, Polo, Guest, Channel, and Cartier.It is hard to find clothes which represent（代表）traditional Korean culture.There are only a few stores which sell traditional clothing, and these stores are starting to disappear.
When you visit middle schools in Korea, you will also find students listening to music on their CD players, mostly rock and roll, including the pop music of singers such as Britney Spires, Christina Aguilera, and Ricky Martin. Moreover, if you ask students to talk about Korean music traditions, they probably will not give you an answer at once.
Now, however, there are some voices which are urging us to preserve our own culture.One is an association which insists people eat traditional food such as Kimchi.They make web sites to show how traditional Korean foods are beneficial for health, and they advertise on TV regularly about traditional customs.
They say that Koreans are losing their identity（特性）, and they are also concerned because young people don't even know about the traditional Korean holidays.They suggest that the government prepare extra programs to teach young students about Korean traditions.Some middle schools have tried to do this, but it isn't working very effectively. 86.The passage mainly tells us______ .
A. the influence of American culture on South Korea
B. what the capital city Seoul is like
C. the popularity of fast food in South Korea
D. the social customs in South Korea
87. From the second paragraph we can see that Guess, Polo, Guest are______ .
A. fast food restaurants
B. names of famous stores
C. famous brand of clothes
D. traditional Korean clothes
88. Stores which sell traditional Korean clothes ______.
A. have already disappeared
B. are hard to find now
C. start to sell foreign clothes
D. have moved out of the main streets
89. What does the underlined word“preserve”mean in this passage?
A. Protect.
B. Prevent.
C. Pretend.
D. Respect.
90. What is the main purpose of the association?
A. To encourage people to eat traditional food.
B. To make people realize their duties.
C. To make sure young people live healthily.
D. To keep their own way of life and culture alive.
J
Scientists have found a new use for children's imaginations—to make stomachaches go away.
The BBC reports a new study that shows:“Children can be taught to use their imaginations to deal with stomachaches.”This may be very good news for parents who need a quick cure for their sick children.
Any mother or father understands the stomach problem is one of the most frequent things their children complain about.Around twenty percent of children suffer from stomachaches that doctors cannot find a reason for.
This new research is especially good for kids with active imaginations.Researchers found that the more creative the child is, the better he or she is at imagining the pain away.
The researchers used a relaxing CD with children.A voice guided them through different fantasy situations.One of these was pretending to be floating on a cloud.Thirty children took part in the tests.Half of them used the“guided imagery”method, and the other half received normal medicines.Researchers found 73.3 percent of the CD users reported a reduction in pain.This compared to only 26.7 percent of kids who got normal treatment.
Study leader Dr.Miranda Tilburg was very excited about her findings.She believed that it was a very cheap and easy way to stop children's stomachaches.She said it would not work as well with adults.
91. The new study may be good news for those who ______.
A. have less imaginations
B. don't know how to relax
C. want to stop their kids's tomachaches in a short time
D. can find why children suffer from stomachaches
92. What kind of kids will benefit most from the new research?
A. Kids who like listening to music.
B. Kids who are good at remembering things.
C. The independent kids.
D. Kids with active imaginations.
93. Which of the following is TRUE according to the passage?
A. Sometimes, doctors don't know why children suffer from stomachaches.
B. Children complain about their learning problems most frequently.
C. The more creative the child is, the less likely he or she is to have a stomachache.
D. 30 children received normal medicines in the tests.
94. From the end of the passage, we know that______ .
A. adults can also use their imaginations to make stomachaches go away
B. Dr Miranda Tilburg wasn't pleased with her findings
C. the normal cure for stomachaches will not be used
D. a cheap and easy way to stop children's stomachaches has been found
95. What is the best title for this passage?
A. How to Stop Stomachaches in Public Places.
B. Children Can“Imagine”Their Pain Away.
C. Children's Imaginations Are Very Active.
D. How to Develop Children's Imaginations.
K
Young adults who are fit have a higher IQ and are more likely to go on to university, reveals a major new study carried out at the Sahlgrenska Academy and Sahlgrenska University Hospital.
The results were recently published in the Proceedings of the National Academy of Sciences（PNAS）.The study involved 1.2 million Swedish men doing military service who were born between 1950 and 1976.The research group analyzed the results of both physical and IQ tests the youngsters took right after they started serving the army.
The study shows a clear link between good physical fitness and better results for the IQ test.The strongest links are for logical thinking and verbal comprehension.But it is only fitness that plays a role in the results for the IQ test, and not strength.“Being fit means that you also have good heart and lung capacity and that your brain gets plenty of oxygen,”says Michael Nilsson, professor at the Sahlgrenska Academy and chief physician at the Sahlgrenska University Hospital.“This may be one of the reasons why we can see a clear link with fitness, but not with muscular strength.We are also seeing that there are growth factors that are important.”
By analyzing data for twins, the researchers have been able to determine that it is prima rily environmental factors and not genes that explain the link between fitness and higher IQ.
“We have also shown that those youngsters who improve their physical fitness between the ages of 15 and 18 increase their cognitive performance,”says Maria Aberg, researcher at the Sahlgrenska Academy and physician at Aby health centre.“This being the case, physical education is a subj ect that has an important place in schools, and is an absolute must if we want to do well in maths and other theoretical subj ects.”
The researchers have also compared the results from fitness tests during national service with the socio-economic status of the men later in life.Those who were fit at 18 were more likely to go into higher education, and many secured more qualified jobs.
96. The researchers in this study come from ______.
A. Aby health centre
B. the Swedish army
C. the National Academy of Sciences
D. a Swedish university and its affiliated hospital
97. Which of the following is an implication of physical fitness?
A. Brain size.
B. Good logical capacity
C. Clear logical thinking
D. Muscular strength
98. By enhancing physical fitness, one could improves the following EXCEPT ______.
A. emotional behavior
B. cognitive performance
C. heart capacity
D. verbal comprehension
99. The study finding include the following EXCEPT that ______.
A. growth factors are significant for a person's IQ.
B. young adults who are fit get higher scores in IQ tests.
C. young people who are muscular and strong have a higher IQ.
D. youngsters who are fit will more likely get college education.
100. The word“secured”in the last paragraph is closes in meaning to______ .
A. insured
B. assured
C. obtained
D. studied
职业能力测验
1. “意外惊喜”不是游客在朝鲜可以经常遇到的东西，因为导游会______ 地规划你的行程，通常不惜绕远路也要避免你接触普通朝鲜民众。可喜的是，一些非政府组织正在______打破这层厚重面纱。
A. 周密 企图
B. 谨慎 试图
C. 严密 努力
D. 审慎 考虑
2. 人类历史的进程，充满着错综复杂的矛盾，理想的______ 与搏斗，社会的______ 与变革，历史的 ______与前进，绘制出人类自己创造自己、自己发展自己的扑朔迷离、色彩斑斓的画卷。
A. 摩擦 发展 曲折
B. 碰撞 平稳 反复
C. 冲突 动荡 迂回
D. 对抗 挑战 起伏
3. 不充分的发展与发展带来的副作用，就这样在同一片土地上同时存在。这是中国的困境，也几乎是所有发展中国家共有的______。就像每个月挣100块钱的人却不得不吃10块一斤的有机大米，其结果必然是饥饿。环保成本的高昂，激化了发达国家与发展中国家的冲突与矛盾，也成为许多地区在生态环境方面寅吃卯粮甚至______ 的现实背景。
A. 尴尬 饮鸩止渴
B. 际遇 杀鸡取卵
C. 难题 涸泽而渔
D. 挑战 饥不择食
4. 只有从根本上解决农民问题，调动农民生产积极性，培养一代新型职业农民，农业问题才能 ______，国民经济的基础才会更加牢固。
A. 迎刃而解
B. 水到渠成
C. 立竿见影
D. 知难而进
5. 建设现代农业，要努力在提高粮食生产能力上______ 新潜力，在优化农业结构上______新途径，在转变农业发展方式上______ 新突破。
A. 发掘 开发 寻求
B. 挖掘 开发 寻找
C. 发掘 开辟 寻找
D. 挖掘 开辟 寻求
6. 2014年6月23日，食品安全法修订草案将______ 十二届全国人大常委会第九次会议审议。国家食药监管总局官员介绍，“重典治乱”成为本次修法的主导思想，将设立最严格的程序______ 法律制度，建立最严格的法律责任制度，大幅提高企业违法成本，政府失职将被。
A. 递交 监视 训责
B. 提交 监管 问责
C. 提交 监管 谴责
D. 交付 监督 审问
7. 美丽而又神秘的长白山令我______，它曾不止一次出现在我的梦里；清新纯净的空气、浓密的原始森林使我______，真怕住久了就不愿再回到喧嚣的都市；那一山一水、一草一木真让我怀疑山里人是不是生活在自己 ______的神话里。
A. 向往 迷惑 编织
B. 向往 迷失 编造
C. 神往 迷惑 编造
D. 神往 迷失 编织
8. “一带一路”是“丝绸之路经济带”和“21世纪海上丝绸之路”的简称。它借用古代“丝绸之路”的历史_____，高举和平发展的旗帜，主动地发展与沿线国家的经济合作伙伴关系，共同打造政治_____ 、经济_____ 、文化_____ 的利益共同体、命运共同体和责任共同体。
A. 符号 互信 融合 包容
B. 典故 共存 互助 互动
C. 故事 互帮 共通 相融
D. 传说 相助 相扶 共荣
9. 依次填入下列横线处的词语，最恰当的一组是（ ）。
______人生有许多事情要做，就不要为一时的失去而伤心，因为一时的失去并不意味着永远的失败。______ 你拥有了这种健康的心态，你就成功了一半。
A. 虽然 但是 只要
B. 既然 那么 只要
C. 因为 所以 只有
D. 既然 那么 只有
10. 根据语义，填入横线处最恰当的一项是（ ）。
在求学、就业、看病、收入、居住、治安、生态环境等诸多满足感组合要素中，只要有一项出现问题，就会形成“______ ”，幸福便会打折扣，甚至被“一票否决”。
A. 鲶鱼效应
B. 破窗效应
C. 木桶效应
D. 蝴蝶效应
11. 改革总是会______ 先易后难的做法，养老保险的统一同样也应该______ 这种规律，一步一步逐渐推行。第一步实现城乡居民养老制度统一，而后是企业单位职工与城乡居民养老制度的统一，公务员的聘用制也在逐步实施，各项工作坚持不懈地往前推进，全国养老制度的改革与完善终究会______。
依次填入画横线处最恰当的一项是（ ）。
A. 采用 遵守 迎刃而解
B. 沿袭 遵循 水到渠成
C. 承袭 服从 瓜熟蒂落
D. 采取 纳入 如期而至
12. 中国制造业超越美国指日可待，中国GDP超越美国也将在这一代中国人的有生之年变为现实。这两个超越凝聚了几代中国人的奋斗，当然意义巨大。但过分陶醉，就会变自信为自大，进而______。毕竟，物质产出只是硬实力，历史上，船坚炮利的国家甚多，基业长青的却少有，______ 更多在“软实力”而不在“硬实力”。
依次填入画横线部分最恰当的一项是（ ）。
A. 妄自尊大 关键
B. 忘乎所以 秘密
C. 目中无人 原因
D. 趾高气扬 秘诀
13. 在气象部门，对于雾和霾都有严格的科学界定。雾是指在相对高的空气湿度情况下，在贴近地面的空气中形成的微小水滴（或冰晶）的悬浮体。实际上，雾就是接近地面的云，是自然的天气现象，而霾则是悬浮在大气中的大量细小颗粒物的结合体，也就是说，霾是由空气中大量的细颗粒物质引起的。通常把在湿度大于90%的低能见度天气现象称之为雾，而湿度小于80%时称之为霾，湿度在80%—90%之间则形成雾霾。
根据这段文字，以下说法正确的是（ ）。
A. 雾和霾都是自然界的天气现象
B. 雾是自然现象，霾是人类活动频繁的产物
C. 雾和霾的区别只是湿度不同
D. 雾和霾是由细颗粒物引起的
14. 在欧洲，随着强悍的罗马帝国版图的扩大，拉丁语曾经成了通用的语言。但随着帝国的衰亡，各民族借用拉丁语又发展出了自己的语言体系。此后，欧洲战事不断，语言也相互渗透。诺曼公爵征服英国后，法语成了宫廷贵族的语言，讲法语也成了地位和身份的象征。直到二十世纪初，法语以其词义准确、不致发生歧义仍然在欧洲国际会议中受到推崇，正式外交文本也基本上都采用法语。但进入现代工业社会后，随着英美国家的崛起，英语又逐渐变得强势。第一次世界大战后，英语与法语同时成为了欧洲国际会议的工作语言。到二战后，由于美国在全球霸主地位的确立，英语逐渐超越了法语，成为外交场合最为广泛使用的语言。
这段文字意在说明（ ）。
A. 语言与政治之间存在着密切联系
B. 拉丁语对欧洲语言产生了深远影响
C. 现代外交场合的工作语言之争早已产生
D. 英语在国际舞台上的地位已无可替代
15. 在娱乐化的炒作中，隐私与个人的尊严成为收视效果的牺牲品，道德底线让位于经济利益。更为严重的是过度娱乐让人们仅仅满足于娱乐需求，而对社会人群缺乏关注，漠视他们的存在，忽视他们的需求。
这段文字意在说明，电视节目的过度娱乐化（ ）。
A. 忽略了其应有的社会职责
B. 让人们不再关注深刻命题
C. 使其沦为单一的娱乐工具
D. 削弱了民众的同情和关爱意识
16. 承认男人与女人在公共生活上拥有不同特质和技能非常重要。长久以来，女人一直被认为需要像男性一样思考、行动，才能获得成功。然而，女性有别于男性的差异渐渐被视为力量的来源，而非需要克服的弱点。历史上首位美国女性众议院议长佩洛西便呼吁女性“做自己”。“唯一能发挥你的独有贡献的人就是你。你的真诚便是你的强项”。但这并不代表前方的路途没有障碍。一直以来，人们都以双重标准判断女性。研究显示，女人的成就总被看轻，而容许她们犯错的空间也比较少。
对这段文字概括最准确的是（ ）。
A. 对女性力量的新认识及女性人才发展的障碍
B. 对女性能力的评价仍然存在误区
C. 男女的思维、行动差别正是女性的优点
D. 女性应做回自己而不必管男性的模式工作
17. 当代中国人“提笔忘字”的现象并不罕见。互联网时代，因为我们习惯于敲打键盘，越来越多的人患上“失写症”。但更深层次的原因，是人们对汉字“敬畏之心”的淡漠。在浮躁心态之下，人们对于汉字书写已相当草率，甚至积非成是、将错就错。不坚持正确书写，谬误就会乘虚而入，这委实是汉语言文化的莫大尴尬。键盘时代的高效与用笔书写的乐趣，其实并非是“二选一”的关系。在速度和效率面前，我们大可以使用键盘，但在不需要过于追求速度与效率的时候，我们可以拿起久违的笔，写一封信、题几句诗，这不仅是对中华汉字文化的一种传承，或许更是一种获得温暖与真诚交流的方式。
这段文字意在（ ）。
A. 分析键盘输入给汉字文化传承带来的危机
B. 批评当代中国人对汉字缺乏敬畏之心的现象
C. 说明不坚持正确书写汉字会让谬误趁虚而入
D. 倡导通过书写汉字来传承中华汉字文化
18. 报纸受出版时间的限制，广播电视受播出时间的限制，而互联网媒体没有发布时间的限制，加上制作、发布的简便，使得新媒体的时效性远远胜过传统媒体。原先新闻的定义是，新闻是新近发生的事实的报道；而现在，新闻是正在发生的事实的报道。经常见到的情况是，新闻的传播与事件的进程同步。
这段文字主要说明（ ）。
A. 互联网媒体新闻发布具有实时性
B. 新媒体重新诠释了“新闻”的定义
C. 新媒体与传统媒体存在较大差异
D. 新闻的传播应注重与事件同步
19. 虽然知识产权本质上是程度不一的知识垄断，但是由知识产权引起的知识垄断情形中的“垄断”含义与传统的反垄断法中“垄断”的含义有很大区别。由知识产权引起的“知识垄断”，主要是指知识产权法授予的排他权；如果该种排他权导致了相应产品或服务的市场垄断，那么，“知识垄断”也包括这种市场垄断的后果，无论权利人对该种排他权“滥用”与否，都存在两种可能，一是权利人利用排他权逐渐控制相应的产品市场，造成反竞争后果，二是并没有控制市场，没有造成反竞争的后果，而前一种正是反垄断法可能要予以制裁的情形。
下列说法与原文相符的是（ ）。
A. 排他权会导致知识垄断
B. 反竞争是由滥用知识产权引起的
C. 知识产权本质上就是知识市场垄断
D. 法律应对造成市场垄断的知识产权进行干预
20. 以前美国制造业出口大量高附加值的小件商品，而将低附加值产品及组装外包给其他国家。现在这一形势发生了某些逆转，个别企业出于物流方面的考虑，将某些笨重低值产品的组装重新安排在国内，而将高价值的配件生产仍安排在海外。尽管如此，从全球范围看，新兴国家的比较优势还很明显，制造业的发展潜力尚存，现代产业内贸易理论表明，一旦某个国家在某个行业或产品形成优势，由于规模报酬递增和不完全竞争等因素，会使这一优势强化。因此，在经历了数十年的制造业转移后，中国等新兴国家在制造业方面的优势已经形成，这是对美国制造业回归的很大挑战。
这段文字主要介绍了（ ）。
A. 美国制造业回暖对新兴国家造成巨大冲击
B. 提高科技含量与附加值有利于制造业发展
C. 国际分工体系的变化为美国制造业的回归提供契机
D. 美国制造业在与新兴市场竞争方面并不具全面优势
21. 请选择最适合的一项填入问号处，使之符合之前四个图形的变化规律。（ ）
22. 下列选项中，符合所给图形的变化规律的是（ ）。
23. 下列选项中，符合所给图形的变化规律的是（ ）。
24. 把下面的六个图形分为两类，使每一类图形都有各自的共同特征或规律，分类正确的一项是（ ）。
A. ①②③, ④⑤⑥
B. ①③④, ②⑤⑥
C. ①③⑤, ②④⑥
D. ①④⑥, ②③⑤
25. 下列选项中，符合所给图形的变化规律的是（ ）。
26. 脸部肌肉直接和大脑的情绪控制区相连，所以面部表情是心情的窗口。通过近距离观察面部表情、肢体语言和说话声调，任何人都可以识别出说谎者的谎言痕迹。
以下哪项如果为真，能够质疑上述观点？（ ）
A. 即便最高科技的谎言识别器都无法识破所有谎言
B. 极少数的人能够下意识地控制他们的整个面部表情
C. 真实的情绪和不真实的情绪通过不同的方式进入大脑
D. 如果有人说他很伤心，但他的眉毛内侧没有上拉，那么他的悲伤很可能是假的
27. 一项研究发现，一对同是右撇子的夫妻生出左撇子孩子的几率只有9.5%左右。如果父母中有一方是左撇子，那么孩子是左撇子的几率上升到19.5%。如果父母双方都是左撇子，那么孩子是左撇子的几率则为26%。因此研究者认为左右手的使用习惯是受遗传影响。
以下哪项如果为真，能够削弱上述观点？（ ）
A. 一项针对双胞胎的研究发现，双胞胎中有50%是一个左撇子一个右撇子
B. 观察发现，孩子一旦形成使用左手或右手的习惯就很难再改变
C. 对大多数动物来说，对某侧肢体的使用习惯似乎是随机的
D. 不同的左右手使用习惯很可能为不同的人带来不同的天赋
28. 五位同学对毕业去向进行讨论。小张说：小王去了百度，小李去了顺丰。小王说：小李去了阿里，小赵去了中行。小李说：小赵去了顺丰，小周去了中行。小赵说：小周去了腾讯，小李去了阿里。小周说：小张去了阿里，小李去了腾讯。已知每个人所去的单位不同，而且每个人的去向都有人说对。那么，每个人的毕业去向为（ ）。
A. 小李去了阿里，小赵去了百度，小张去了腾讯，小王去了顺丰，小周去了中行
B. 小周去了阿里，小王去了百度，小赵去了腾讯，小张去了顺丰，小李去了中行
C. 小张去了阿里，小王去了百度，小李去了腾讯，小赵去了顺丰，小周去了中行
D. 小赵去了阿里，小李去了百度，小周去了腾讯，小张去了顺丰，小王去了中行
29. 美国一项最新研究发现，肥胖具有“社会传染性”，它很容易从一个人传染到另一个人身上，社会纽带在肥胖问题上的影响甚至超过基因的作用。研究人员认为，这主要是由于身体肥胖的亲人和朋友改变了你对于体重可接受的标准，你会认为他们的体重可以接受。
以下哪项如果为真，最能质疑研究人员的解释？（ ）
A. 肥胖的人更倾向与肥胖的人交朋友
B. 基因对人的肥胖程度的影响其实是不确定的
C. 一个人的饮食生活习惯往往会受到家人和朋友的影响
D. 很多人由于现代社会压力大、暴饮暴食等原因导致肥胖
30. 电影《星际穿越》里讲述了五维空间，意思就是一个人出生后，碰到的事件的所有可能以及所有可能的选择创造出不同人生所形成的所有封闭圆环，包含了无数个这种不同选择所造成的不同结果的人生的封闭圆环组成了五维空间。
下列选项中，最能质疑五维空间的是（ ）。
A. 《星际穿越》是科幻作品
B. 空间也具有时间的唯一性
C. 人生不能重来
D. 科学家未发现
31. 如果一个社会10个人中只有4个人就业，另外6个人失业，社会保障体系就要用4个人的收入支持另外6个人的保障；如果一个社会10个人中有9个人就业，只有1个人失业，那么社会保障体系就很容易高质量地建立起来。这说明（ ）。
A. 健全社会保障制度是维护劳动者合法权益的根本措施
B. 社会保障体系的完善需要经济发展为其奠定物质基础
C. 就业是民生之本，我们要实施积极的就业政策
D. 坚持权利与义务相统一是每个劳动者的正确选择
32. 研究机构针对医患关系的一项调查显示，患者对医生、护士、医院的总体满意度分别达到了94.6%、93.5%和79.8%。从调查数据看，患者对医护人员的服务态度、就医环境、就诊便利程度等项目的满意度都在70%以上。而患者最不满意的项目中，排在前三项的分别是药品价格、检查费用和就医总费用。因此有人认为，就医高消费是导致患者对医院以至整个医疗体系不满意的根本原因，近年来发生的一些患者跟医护人员个人的纠纷甚至暴力事件只是个别现象，就医高消费并不是医患暴力冲突的根本原因。
以下哪项如果为真，能够削弱上述观点？（ ）
A. 调查显示，医护人员对医患关系的评价仅60分，甚至低于患者的评价
B. 医护人员是医院和医疗体系的代表
C. 就医成本过高是导致就医高消费的根本原因
D. 医方和患方是两个群体，而非个人
33. 有甲、乙两家公司，甲公司售后服务部门接到的产品投诉电话是乙公司的3倍。因此，甲公司产品的质量没有乙公司的好。
以下最能反驳上述结论的是（ ）。
A. 乙公司的产品操作相对来说更为简单B．甲公司接到的电话大多是咨询电话
C. 甲公司的咨询电话机数量比乙公司多D．甲公司产品的市场占有率达到76%
34. 小张准备在下周去观看一场比赛，但他忘了具体是哪天，便分别询问了甲、乙、丙、丁和戊，他们五人的回答如下：
甲：肯定是在双休日。
乙：是周二、周四、周六的其中一天。
丙：就是周一。
丁：绝对是周一、周三、周五、周日的其中一天。
戊：肯定是周五。
甲、乙、丙、丁和戊只有一个人说对了。那么比赛时间是（ ）。
A. 周一
B. 周三
C. 周五
D. 周六
35. 甲：为富不仁，为官皆不义。
乙：你说的两句都不对。
以下哪项与乙的说法最为相近或相似？（ ）
A. 为富皆仁，为官皆义
B. 有的为富仁，有的为官义
C. 有的为富不仁，有的为官不义
D. 仁者不为富，义者不为官
36. 某公司年终获利颇丰，公司董事会讨论决定拿出30万元重奖贡献突出的三位职工。原计划按职务的高低以4∶3∶2的比例为甲、乙、丙分配奖金，后公司董事会采纳了职工建议，按实际对公司的贡献大小以5∶4∶3的比例为甲、乙、丙分配奖金，前后两个方案中奖金减少的职工是哪个？（ ）
A. 职工甲
B. 职工乙
C. 职工丙
D. 三人均无变化
37. 有软件设计专业学生90人、市场营销专业学生80人、财务管理专业学生20人及人力资源管理专业学生16人参加求职招聘会，问至少有多少人找到工作就一定保证有30名找到工作的人专业相同？（ ）
A. 59
B. 75
C. 79
D. 95
38. 如图，将正方形边长三等分后可得9个边长相等的小正方形，把中间的小正方形去掉，对剩下的8个小正方形，均按上面方法操作。问：对一个边长为2的正方形如此操作三次后所剩白色区域的面积是多少？（ ）
A. 
B. 
C. 
D. 
39. 某医院药品仓库有14600克浓度为98%的酒精。问加入多少克蒸馏水之后，可以稀释成浓度正好为73%的消毒酒精？（ ）
A. 4600
B. 5000
C. 9600
D. 19600
40. 某工厂接了一批订单，要生产2400件产品。在开始生产10天后，由于工艺改进每天多生产30件产品，结果提前2天交货，问该厂没有改进工艺前，每天能生产多少件产品？（ ）
A. 100
B. 120
C. 150
D. 180
41. 在一次产品质量抽查中，某批次产品被抽出10件样品进行检验，其中恰有两件不合格品。如果对这10件样品逐件进行检验，则这两件不合格品恰好在第五次被全部检出的概率是（ ）。
A. 
B. 
C. 
D. 
42. 设有编号为1、2、3、……、10的10张背面向上的纸牌，现有10名游戏者，第1名游戏者将编号为1的倍数的纸牌翻成另一面向上的状态，接着第2名游戏者将2的倍数的纸牌翻成另一面向上的状态，……，第n名（n≤10）游戏者，将所有编号n的倍数的纸牌翻成另一面向上，如此下去，第10名结束后，正面向上的最大编号与最小编号的差是（ ）。
A. 2
B. 3
C. 7
D. 8
43. 2015年政府工作报告的高频词汇有26个，“发展”“改革”两词居前，高频词出现的总次数是“改革”一词出现的次数的11.5倍多3, “发展”一词出现的次数比“改革”一词多54次，比高频词出现的总次数的
多6，则2015年政府工作报告的26个高频词共出现多少次？（ ）
A. 777
B. 715
C. 678
D. 854
44. 某展览馆门票价格：成人6元，儿童3元，两位购买全票的成人票可免费带一名儿童入馆，任何五人可购买总价22元的团体票。现有三位成年人，14名儿童，他们购买门票至少要（ ）元。
A. 64
B. 63
C. 58
D. 57
45. 阅览室有100本杂志。小赵借阅过其中75本，小王借阅过70本，小刘借阅过60本，则三人共同借阅过的杂志最少有（ ）本。
A. 5
B. 10
C. 15
D. 30
46. 0.25, 0.5, 2,（ ）, 2, 0.5。
A. 1
B. 4
C. 0.25
D. 0.125
47. 1, 5, 5, 25, 25, 45, 125,（ ）。
A. 45
B. 65
C. 125
D. 150
48. 2, 11, 32,（ ）。
A. 56
B. 42
C. 71
D. 134
49.
A. 6
B. 12
C. 16
D. 24
50. 
, 
, 1, 
, 
, 
,（ ）。
A. 
B. 
C. 
D. 
51. 27, 11, 16, 5, 11, 6,（ ）。
A. 5
B. 9
C. 13
D. 17
52. 5, 25, 61, 113,（ ）。
A. 213
B. 181
C. 125
D. 154
53. 3, 5, 5, 6, 6.5,（ ）。
A. 6.25
B. 6.5
C. 7.25
D. 7.5
54.
A. 6
B. 7
C. 8
D. 9
55. 16, 23, 9, 30, 2,（ ）。
A. 37
B. 41
C. 45
D. 49
根据以下材料，回答56—60题。
2014年，全国粗钢产量8.2亿吨，同比增长0.9%，增幅同比下降6.6个百分点，中国粗钢产量占全球比重为49.4%，同比提高0.9个百分点。分地区看，产量增速排名前五的分别为宁夏、浙江、江苏、陕西和辽宁，增速分别为17.3%、8.8%、7.6%、6.4%和5%；黑龙江、重庆、云南、北京和山西等14个省产量同比有所回落，其中，黑龙江、重庆、云南分别回落37.6%、11.6%、10.4%。分企业类型看，重点大中型钢铁企业粗钢产量同比增长1.7%；中小钢铁企业粗钢产量同比降低1.8%，占全国粗钢产量比重为20%。
2014年末，我国钢材材料价格综合指数跌至83.1点，同比下降16.2%。
2014年钢铁原燃料价格下降，62%品位的进口铁矿石到岸价由年初的133.1美元/吨降至年末的68.7美元/吨；焦炭由1452元/吨降至893元/吨。废钢由2445元/吨降至1928元/吨。
2014年，重点统计钢铁企业2014年实现利税1091元，增长12.2%；实现利润304亿元，增长40.4%。但行业销售利润率只有0.9%，仍处于工业行业最低水平。
2014年，我国钢铁行业固定资产投资6479亿元，同比下降3.8%。其中黑色金属冶炼及压延业投资4789亿元，下降5.9%；黑色金属矿采选业投资1690亿元，增长2.6%。
56. 2014年全球粗钢产量约为多少亿吨？（ ）
A. 17.1
B. 16.6
C. 16.1
D. 17.5
57. 2014年，各省份粗钢产量同比增速由高到低排列的是（ ）。
A. 黑龙江、重庆、云南
B. 黑龙江、浙江、云南
C. 宁夏、北京、辽宁
D. 江苏、陕西、辽宁
58. 2014年中小钢铁企业粗钢产量占全国粗钢产量比重（ ）。
A. 与上年相同
B. 低于上年
C. 高于上年
D. 无法推出
59. 与年初相比，2014年末价格下降速度最快的钢铁原燃料，其下降速度为（ ）。
A. 39%
B. 33%
C. 21%
D. 48%
60. 从上述资料可以得出（ ）。
A. 2013年，重点统计钢铁企业实现利润超过250亿元
B. 2013年，中国钢材价格综合指数超过了100点
C. 2013年，中国粗钢产量占全球比重超过49%
D. 2013年，黑色金属冶炼及压延业投资占钢铁行业固定资产投资比重超过66%
根据以下材料，回答61—65题。
2011年甲省高新技术产业实现工业总产值6622.2亿元，同比增长37.4%，是2006年的4.9倍。高新技术产业总产值占全部规模以上工业总产值的比重达到21.3%，较上年提高0.4个百分点，比2006年提高4.3个百分点。2011年末全省拥有规模以上高新技术企业1325户，比2006年增加360户。从业人员75.2万人，同比增长23.1%，是2006年的2.3倍。
2011年高新技术产业实现出口交货值1180.3亿元，同比增长98.3%，是2006年的8.5倍，同比增速高出规模以上工业19.2个百分点；高新技术产业出口交货值占规模以上工业的比重达到79.5%，较上年提高8.2个百分点。
2011年，甲省高新技术产业六大领域实现工业总产值4238.8亿元，是2007年2.8倍。其中，先进制造领域实现工业总产值1306.7亿元，是2007年的2.2倍；新材料领域实现工业总产值1097.8亿元，是2007年的4.0倍；生物工程领域实现工业总产值822.9亿元，是2007年的4.4倍；电子信息领域实现工业总产值762.7亿元，是2007年的2.0倍；航空航天领域实现工业总产值127.7亿元，是2007年的2.7倍；核技术和新能源领域实现工业总产值121.1亿元，是2007年的2.2倍。
61. 2011年甲省高新技术产业人均创造产值约为多少万元？（ ）
A. 40
B. 57
C. 88
D. 100
62. 2011年甲省规模以上工业总产值约是2006年的多少倍？（ ）
A. 2.1
B. 3.9
C. 5.0
D. 6.2
63. 2011年高新技术产业六大领域中产值最高的领域，其工业总产值占高新技术产业工业总产值的比重约为（ ）。
A. 8%
B. 14%
C. 20%
D. 31%
64. 下面关于2007年高新技术产业六大领域总产值占比的图示，描述最为准确的是（ ）。
65. 能够从上述资料中推出的是（ ）。
A. 2011年规模以上工业出口交货值超过1600亿元
B. 2011年规模以上高新技术企业户均产值超过5亿元
C. 2007和2011年，高新技术产业六大领域中产值最高的均是先进制造领域
D. 2007—2011年间，高新技术产业六大领域中增速最快的领域是新材料领域
根据以下材料，回答66—70题。
S市统计局在该市范围内，抽取3000名18—70周岁且在2013年有过网购经历的居民，以入户方式进行问卷调查。
调查数据显示，受访者2013年人均网购次数为19.4次。从分组情况看，有三类人群使用网购相对频繁：一是年轻群体。35岁以下的受访者人均网购次数为25.5次；二是较高学历的群体，文化程度为大学本科及以上学历和大专学历的受访者人均网购次数分别是27.3次和21.8次；三是中高收入群体，个人月收入为10000元以上和5000—10000元的受访者人均网购次数分别是31.0次和26.0次。此外，女性受访者人均网购次数为21.1次，比男性受访者高出3.8次。2013年该市网购10类主要商品和服务的受访者占比情况如下图。
2013年S市网购10类主要商品和服务的受访者占比（%）
66. 2013年，在该市有超过40%的受访者网购的商品和服务项目是（ ）。
A. 衣着服饰、食品保健品
B. 食品保健品、汽车用品
C. 衣着服饰、缴费充值服务
D. 日用化妆品、装潢家居服务
67. 受访者中女性所占的比例约为（ ）。
A. 71.2%
B. 65.7%
C. 55.3%
D. 44.7%
68. 下列群体中，2013年人均网购次数最多的是（ ）。
A. 35岁以下的受访者
B. 个人月收入为10000元以上的受访者
C. 大专学历的受访者
D. 大学本科及以上学历的受访者
69. 受访者中，在2013年网购了缴费充值服务的人数为网购图书音像人数的（ ）倍。
A. 1.6
B. 2.1
C. 2.5
D. 3.0
70. 不能从上述资料推出的一项是（ ）。
A. 受访者中在2013年网购了日用化妆品的人数是1191人
B. 2013年该市个人月收入为5000—10000元的受访者人均网购次数是26.0次
C. 2013年该市网购家用电器、图书音像的受访者占比之差是10.2%
D. 2013年该市大专及以上学历受访者的人均网购次数是24.6次
行业认知
视频解析
一、单项选择题
1. 下列不属于商业银行监管资本中的核心一级资本的是（ ）。
A. 盈余公积
B. 未分配利润
C. 贷款损失准备缺口
D. 一般风险准备
2. 目前，我国银行存款业务中，用复利计算利息的是（ ）。
A. 单位定期存款
B. 个人活期存款
C. 3年以上个人定期存款
D. 5年以上个人定期存款
3. 自2015年3月份开始至今，中央银行共降息了（ ）次。
A. 3
B. 4
C. 5
D. 6
4. 目前，中国银行在（ ）个东盟国家开设分支机构。
A. 7
B. 8
C. 9
D. 10
5. 南半球首家人民币清算行成立在（ ）。
A. 悉尼
B. 巴黎
C. 伦敦
D. 堪培拉
6. 中国银行发布的人民币离岸价格指数在（ ）同时发布。
A. 香港、伦敦、新加坡
B. 北京、伦敦、新加坡
C. 香港、伦敦、匈牙利
D. 北京、伦敦、匈牙利
7. 人民币与（ ）是全球前四大支付货币。
A. 日元、美元、英镑
B. 日元、欧元、英镑
C. 韩元、美元、日元
D. 美元、英镑、欧元
8. 中国银行于2015年10月22日正式成为（ ）清算所首家中资结算银行。
A. 约翰内斯堡
B. 巴黎
C. 纽约
D. 伦敦
9. 我国科学家屠呦呦因为“发现青蒿素（一种用于治疗疟疾的药物），挽救了全球特别是发展中国家的数百万人的生命”而获拉斯克奖。青蒿素是治疗疟疾的特效药，青蒿素化学式为C15H22O5。下列关于青蒿素的说法正确的是（ ）。
A. 青蒿素含有45个原子
B. 青蒿素属于有机高分子化合物
C. 青蒿素中C、H、O的质量比是15∶22∶5
D. 青蒿素中碳元素质量分数最高
10. （ ）获2022年亚运会举办权。
A. 北京
B. 广州
C. 杭州
D. 深圳
11. 价值的本质是（ ）。
A. 商品生产者之间相互交换劳动
B. 商品生产者之间相互交换劳动产品
C. 两种物品相互交换的关系
D. 凝结在商品中的人类劳动
12. 在两部门经济中，边际消费倾向越大，IS曲线（ ）。
A. 越平缓
B. 越陡峭
C. 不变
D. 无法判断
13. 基数效用论关于消费者均衡的条件是（ ）。
A. 无差异曲线与预算线相切
B. MRSXY=PX/PY
C. MUX/PX=MUY/PY
D. MUY/MUX=PX/PY
14. 借款人无法足额偿还本息，即使执行抵押或担保的合同约定，也肯定要造成一部分损失的贷款按照贷款五级分类会被划分为（ ）。
A. 关注类
B. 次级类
C. 可疑类
D. 损失类
15. 下列不属于国际收支失衡的原因的是（ ）。
A. 受经济结构制约
B. 受政策制约
C. 受汇率变化的影响
D. 受利率变化的影响
16. 若两种商品之间存在着互补关系，相应的需求的交叉价格弹性系数（ ）。
A. 大于零
B. 小于零
C. 小于1
D. 大于1
17. 当某国的通货膨胀率为15%时，该国所处的通货膨胀状态是（ ）。
A. 超级通货膨胀
B. 温和的通货膨胀
C. 奔腾的通货膨胀
D. 平衡的通货膨胀
18. 工作人员蓄意隐瞒信息的欺诈风险属于（ ）。
A. 信用风险
B. 道德风险
C. 法律风险
D. 操作风险
19. 能够反映工人真实收入状况的是（ ）。
A. 名义工资
B. 实际工资
C. 计时工资
D. 计件工资
20. 逆向选择是由于（ ）导致的。
A. 投资者对信息的掌握不充分
B. 融资者对信息的掌握不充分
C. 事前的信息不对称
D. 事后的信息不对称
21. 中国银行在2015年财富世界500强排行榜排（ ）名。
A. 18
B. 29
C. 36
D. 45
22. 中国银行的核心价值观是（ ）。
A. 追求卓越，诚信、绩效、责任、创新、和谐
B. 追求卓越，持续增长，建设国际一流的大型跨国银行
C. 以商业银行为核心、多元化服务、海内外一体化发展的大型跨国银行
D. 工于至诚，行以致远——诚信、人本、稳健、创新、卓越
23. 在国际货币基金组织的决策中起决定性作用的国家是（ ）。
A. 美国
B. 俄罗斯
C. 中国
D. 欧盟
24. 若无差异曲线上任一点的斜率为-1/2，这意味着消费者有更多x的时，他更愿意放弃（ ）单位x而获得一单位y。
A. 0.5
B. 1
C. 1.5
D. 2
25. 商业信用的发展日益依赖于（ ）。
A. 银行信用
B. 个人信用
C. 企业信用
D. 公共信用
26. 假定2015年某国的名义GDP为300亿元，以2014年为基期的实际GDP为420亿元，则从2014年到2015年该国价格水平的变化是（ ）。
A. 上升了40%
B. 下降了40%
C. 上升了140%
D. 下降了140%
27. 某种债券面值100元，5年偿还期，年息6元，市场价格为96元，则该债券的现时收益率为（ ）。
A. 6
B. 6.25%
C. 6.5%
D. 6.75%
28. 下列关于正常品的收入效应与替代效应，说法正确的是（ ）。
A. 收入效应与价格呈同方向变动
B. 收入效应与价格没有直接关系
C. 替代效应与价格呈同方向变动
D. 替代效应与价格呈反方向变动
29. （ ）认为，只有远期利率代表预期的未来短期利率，并且只有远期利率，或者预期的未来短期利率，决定收益率曲线的形状。
A. 市场隔断理论
B. 纯粹预期理论
C. 流动性理论
D. 偏好理论
30. 凡银行并不需要运用自己的资金而代理客户承办支付和其他委托事项，并据以收取手续费的业务统称（ ）。
A. 资产业务
B. 负债业务
C. 中间业务
D. 表外业务
31. 当消费者对商品X的消费达到饱和点时，则边际效用MUX为（ ）。
A. 正值
B. 负值
C. 零
D. 不确定
32. 下列选项中，不属于M1的是（ ）。
A. 非银行发行的旅行支票
B. 其他支票存款
C. 商业银行的活期存款减去应收现金项目和联邦储备存款
D. 储蓄存款
33. 假定在三部门经济中，边际消费倾向β是0.8。若政府购买支出增加100亿美元，则国民收入（ ）亿美元。
A. 增加125
B. 减少125
C. 增加500
D. 减少500
34. 储蓄随着利率的提高而增加的现象是（ ）。
A. 利率对储蓄的收入效应
B. 利率对储蓄的替代效应
C. 利率对投资的收入效应
D. 利率对投资的替代效应
35. 货币的交易需求取决于（ ），货币的预防需求取决于（ ）。
A. 收入；利率
B. 利率；收入
C. 收入；收入
D. 利率；利率
36. 股票属于（ ）。
A. 委托证券
B. 预约证券
C. 证权证券
D. 远期票据
37. 下列不属于商业银行负债业务的是（ ）。
A. 银行同业拆借
B. 向企业贷款
C. 发行金融债券
D. 结算过程中的短期资金占用
38. 无论是工资推进型通货膨胀还是利润推进型通货膨胀，目的都在于解释（ ）。
A. 不存在需求拉上的条件下也能产生物价上涨
B. 存在需求拉上的条件下也能产生物价上涨
C. 不存在需求拉上的条件下不能产生物价上涨
D. 物价均衡
39. 均衡价格随着（ ）。
A. 需求的减少与供给的增加而上升
B. 需求与供给的增加而上升
C. 需求的增加与供给的增加而减少
D. 需求与供给的减少而上升
40. 增加税收和增加政府支出对IS曲线的影响分别是（ ）。
A. 向左下方移动；向右上方移动
B. 向右上方移动；向左下方移动
C. 向左下方移动；向左下方移动
D. 向右上方移动；向右上方移动
41. 当市场处于LM曲线上的“凯恩斯区域”阶段时，下列表述正确的是（ ）。
A. 货币政策无效，财政政策有效
B. 货币政策有效，财政政策无效
C. 货币政策和财政政策都有效
D. 货币政策和财政政策都无效
42. （ ）居于金融政策核心地位。
A. 货币政策
B. 信贷政策
C. 外汇政策
D. 支付清算政策
43. 货币政策的实施主体是（ ）。
A. 中国银行
B. 中央银行
C. 财政部
D. 各商业银行
44. 按照（ ）的不同，银行信用卡分为真正意义上的贷记卡和准贷记卡。
A. 授信程度
B. 还款方式
C. 信用额度
D. 最低还款额
45. 同一条无差异曲线上不同的点表示（ ）。
A. 效用水平相同，且所消费的两种商品的组合比例相同
B. 效用水平相同，但所消费的两种商品的组合比例不同
C. 效用水平不同，但所消费的两种商品的组合比例相同
D. 效用水平不同，且所消费的两种商品的组合比例不同
46. 中央银行控制货币供给最主要的手段是（ ）。
A. 再贴现率政策
B. 公开市场业务
C. 法定准备金率
D. 道义劝告
47. （ ）是由银行或专业代理融通公司代顾客收取应收款项并向顾客提供资金融通的一种业务方式。
A. 代客买卖业务
B. 代收业务
C. 代理融通
D. 信托业务
48. 货币政策对总需求的调节是通过（ ）来发挥作用的。
A. 税收
B. 利率
C. 窗口指导
D. 道义劝告
49. 根据跨期消费的决策模型，两期消费的相对价格变动造成两期消费量的变动指的是（ ）。
A. 收入变动对消费的分配效应
B. 实际利率上升对消费的分配效应
C. 实际利率上升对消费的替代效应
D. 实际利率上升对消费的收入效应
50. 某股票面值为100元，预期年股息收入每股为10元，市场利率为8%时，其价格为（ ）元。
A. 80
B. 100
C. 120
D. 125
51. 布莱克和默顿的管理方格图中，位于坐标（9,9）位置的领导风格具有的特点是（ ）。
A. 关心任务但不关心人
B. 关心人但不关心业务
C. 既关心任务又关心人
D. 既不关心任务又不关心人
52. 关于有限理性模型的说法，错误的是（ ）。
A. 在选择备选方案时，决策者试图使自己满意
B. 决策者所认知的世界是真实世界的简化模型
C. 有限理性模型中的理性受到了一定的限制
D. 有限理性模型与理性模型存在质的差异
53. 采用马尔科夫分析方法预测企业内部人力资源供给的关键是（ ）。
A. 确定具体岗位的工作职责
B. 确定岗位人员转移率矩阵表
C. 吸纳与综合众多专家的意见
D. 确定商业要素与劳动力队伍之间的关系
54. 在对人力资源的供给与需求进行综合平衡的过程中，速度慢、对员工伤害程度低的方法是（ ）。
A. 裁员
B. 自然减员
C. 降级
D. 减薪
55. 工作的自主性有助于员工（ ）。
A. 感受到工作的稳定性
B. 感受到工作的单调性
C. 体验到工作的责任
D. 感受到工作的安全感
二、多项选择题
56. 新巴塞尔资本协议的三大支柱为（ ）。
A. 最低资本要求
B. 监管当局的监管
C. 市场纪律
D. 金融秩序
57. 国际收支平衡表的记录原则包括（ ）。
A. 复式记账原则
B. 权责发生制
C. 按照市场价格记录
D. 所有的记账单位一般要折合为同一种货币
58. 正常商品需求和价格之所以呈反方向变化，是因为（ ）。
A. 替代效应的作用
B. 收入效用的作用
C. 边际报酬递减规律
D. 边际替代率递减规律
59. 金融国际化使银行增加的风险有（ ）。
A. 市场风险
B. 外汇风险
C. 国家风险
D. 信用风险
60. 下列关于本币汇率，说法正确的有（ ）。
A. 本币汇率下降，能起促进出口、抑制进口的作用
B. 本币汇率上升，能起促进出口、抑制进口的作用
C. 本币汇率上升，则有利于进口，不利于出口
D. 本币汇率下降，则有利于进口，不利于出口
61. 在完全竞争市场上，重合的曲线有（ ）。
A. 厂商的平均收益曲线
B. 边际收益曲线
C. 厂商的需求曲线
D. 厂商的供给曲线
62. 下列可以解释股市过度波动的原因有（ ）。
A. 过度投机
B. 过度投资
C. 宏观经济不稳定
D. 交易和市场结构的某些技术性特征
63. 银行承兑汇票二级市场主要涉及汇票的（ ）。
A. 出票
B. 贴现
C. 再贴现
D. 承兑
64. 当经济发生严重的通货膨胀时，下列会成为受害者的有（ ）。
A. 债权人
B. 债务人
C. 企业雇主
D. 固定工资领取者
65. 下列关于货币供给量的说法，正确的有（ ）。
A. 不受利率变动的影响
B. 与利率呈反方向变化
C. 由商业银行决定
D. 由中央银行和商业银行共同决定
66. 中央银行的基准利率包括（ ）。
A. 再贷款利率
B. 再贴现利率
C. 超额存款准备金利率
D. 金融机构的法定存贷款利率
67. 税收对总支出的影响与财政支出相比（ ）。
A. 增加财政支出会减少总支出，而减税则会增大总支出
B. 减少财政支出会增大总支出或总需求，而增税则是减少总支出
C. 增加财政支出会增大总支出或总需求，而增税则是减少总支出
D. 减少财政支出会减少总支出，而减税则会增大总支出
68. 我国存贷款利率市场化按照（ ）顺序进行。
A. 先本币、后外币
B. 先存款、后贷款
C. 先长期、后短期
D. 先大额、后小额
69. 通货紧缩的社会经济效应体现在（ ）。
A. 投资
B. 消费
C. 收入再分配
D. 经济成长
70. 垄断竞争厂商的长期均衡条件是（ ）。
A. AR=LMC=SMC
B. MR=LAC=SAC
C. AR=LAC=SAC
D. MR=LMC=SMC
71. 组织层次的职业生涯管理方法包括（ ）。
A. 公布空缺职位信息
B. 建立职业生涯信息中心
C. 成立潜能评价中心
D. 工作轮换
72. 雇主组织的主要形式包括（ ）。
A. 职业协会
B. 行业协会
C. 地区雇主协会
D. 消费者协会
73. 金融危机期间，许多女员工通过怀孕避免被裁员，这一现象说明（ ）因素对劳动关系产生了影响。
A. 经济环境
B. 技术环境
C. 法律与制度环境D．生态环境
74. 关于长期劳动力需求的说法，正确的有（ ）。
A. 工资率上升的替代效应导致劳动力需求量的上升
B. 工资率下降的替代效应导致劳动力需求量的上升
C. 工资率和劳动力需求量是同方向变化
D. 工资率上升的替代效应和规模效应都会导致劳动力需求量下降
75. 下列费用中，属于人力资本投资的有（ ）。
A. 上大学交的学费
B. 中小学生上课外补习班交的学费
C. 加入健身俱乐部缴纳的会员费
D. 企业为员工提供在职培训的费用
76. 下列对于中国银行个人大额存单的说法，不正确的有（ ）。
A. 个人大额存单是面向个人客户的记账式大额存款凭证，是存款类金融产品，属于一般性存款
B. 个人大额存单为人民币标准类固定利率大额存单，各期限产品的购买起点金额均不低于人民币50万元
C. 个人大额存单业务不允许代办，目前只能在柜台办理
D. 个人大额存单的产品优势是收益率高、流动性好、安全性强
77. 中国银行的“私人银行”业务的服务模式包括（ ）。
A. 1名私人银行家
B. 1组投资顾问专家
C. 1个全球集团服务平台
D. 1个银行
78. 关于中国银行的授信额度的说法，正确的有（ ）。
A. 授信额度是向客户提供的一种灵活便捷、可循环使用的授信产品
B. 为企业短期财务安排提供便利、满足企业基本融资需求、简化企业授信审批手续
C. 授信业务包括期限在1年以内（含1年）的贷款，对于某些特殊的事项可放宽至1年以上
D. 授信额度采用信用放款或担保方式
79. 中国银行的特色快捷支付中的随身银行业务包括（ ）。
A. 委托收款
B. 现金代付
C. 汇兑
D. 转账代收付
80. 关于中国银行的全球现金管理的说法，正确的有（ ）。
A. 全球现金管理是中国银行为企业客户提供的本外币、境内外、一体化的全球性金融服务方案
B. 业务范围涵盖账户管理、收付款管理、流动性管理、跨境管理、投融资管理、风险管理
C. 主要包含企业类客户、金融机构类客户及行政事业单位类客户
D. 只支持企业客户亲临银行柜台办理业务